We offer 30, 15, and 10 year fixed loan that are the center of our conventional loan product line-up. They have been the most popular path to home ownership for years.   Enjoy the security of this fixed rate loan and never have to worry about a payment adjusting. 

FHA Advantage is our version of the stable and popular FHA Loan, created by the Federal Housing Administration. FHA loans require a small down payment and offer the most choices for refinancing, especially with cash out.

Adjustable rate mortgages are an attractive alternative for the borrower that is only planning a short stay in their new home or think rates will be decreasing in the near future.  Enjoy a lower interest rate for a fixed period of time (3,5 or 7 years depending on the program).  If the payment in the near future is the most important factor, then an adjustable rate mortgage may be a good option for you.  Complete with no prepayment penalty, you have the option to pay extra toward principal each month if you choose.