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Questions to Ask Regarding Coverage Amounts

  • How much income would my spouse need if my earnings ceased?
  • How long would they need that income before being able to generate it on their own?
  • Do I want my family to be able to remain in the family home if I die? How important is it to pay off the mortgage?
  • Are there any outstanding debts that I would like to be paid off?
  • What do I estimate final expenses to be?
  • Do I have investments and Cash reserves to cover these costs?
  • How will I pay for our children’s education if my income were to stop? Do I want to provide a legacy that would guarantee them an education?
  • How much do I want to leave to my church or charity of choice? Do I want to leave a lasting legacy?

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ProgramRateAPR
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