A Gold Star Approval Gives You More Bargaining Leverage

• When bidding on a home, Gold Star gives you more leverage than just a pre-approval. The sellers and their agents will know your offer is good because you already have approved financing.
• You'll have peace of mind knowing what you can truly afford. Plus, you won't waste time looking at homes outside your price range.
• You can close in just weeks - another bargaining chip!

Need Help Finding a Real Estate Agent?

• We have a network of experienced, reliable agents who will put your needs first.
• We will work hand-in-hand with your Realtor to ensure hassle free home buying.
• Agents are available in all 50 states and will walk you through the entire process - from finding your dream home until after the closing.

Get a Home Loan With Little Money Down

• We offer mortgages that allow you to buy a home with only a 3% down payment needed! In many cases, that down payment can be a gift from a relative or non-profit organization.
• Add in up to 6% seller concessions and you could come to the closing table with no money out of pocket! Ask us how!

Borrow More than the Purchase Price, with a Rehabilitation Loan

• By working with a knowledgeable Gold Star Expert and real estate agent, you can negotiate a loan that allows you to pull equity out of your new home for needed repairs and upgrades.
• With down payment assistance and our secure, fixed-rate FHA Advantage, your dream of owning a home can become a reality.