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Mortgage

Hero Program

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To thank those who give so much to our community we have developed a program to greatly reduce your closing costs when buying, selling or refinancing a home or other real estate property.

When purchasing a home there are many costs involved besides the down payment. There’s the home inspection, appraisal inspection, survey, title work, lenders cost & your pre-paids (escrow account and interest per day). We have partnered together with Realtors, Appraisers & Title Companies to create a program that specializes in a discounted transaction so you can save on your overall cost.

Press Room

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We've been getting a lot of press recently! Let's find out what's happening this week in the news!

Up Front Mortgage Lender

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Gold Star Mortgage Financial Group is Up Front Lender. This means that you get an accurate estimate before we get started so you understand exactly what you’re getting yourself into.

No surprises.

Client Testimonials

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Our clients are the most important part of our business. We'd like to share with you what some of our clients have to say about us.

If you would like to see some of our employee testimonials, please click here. Otherwise just sit tight. You'll be redirect to our testimonials section in just one second.

C-Corporations

Business Deductibility of Employer-Paid Premiums

On Behalf of an Employee
A C-Corporation that purchases Tax-Qualified Long-Term Care Insurance on behalf of an Employee may deduct the premiums paid as an ordinary business expense. This holds true for Tax-Qualified Long-Term Care Insurance purchased for the Employee's spouse or other tax dependent.

On Behalf of an Employee Stockholder

Top Ten Things to Know about Reverse Mortgages

Reverse Mortgages are becoming popular in America. Many seniors use them to supplement social security, meet unexpected medical expenses, make home improvements, and more. Since your home is probably your largest single investment, it's smart to know more about reverse mortgages, and decide if one is right for you!

After the Reverse Mortgage Application

You will then need to sign the mortgage application and provide proof of age, social security number, and homeowners insurance. We will begin the work of processing your application.  This process can take anywhere from one to four weeks. When complete, we will inform you and set an appointment to close the mortgage and, if requested, to dispurse the funds.

How to Get Started with a Reverse Mortgage

The loan approval process generally begins with an initial interview where you and a mortgage professional discuss the potential loan. 

You will need to provide information about yourself, your goals in getting a reverse mortgage, and the property.  We will do a benefit analysis for you and give you the details fo the loan.

To get started, click HERE to apply for a Reverse Mortgage today!

Basic Features of a Reverse Mortgage

All reverse mortgages share a set of common characteristics, which include the following:

Reverse Mortgage

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Accessing available equity in your home to receive a source of funds may be easier than you think. A reverse mortgage may help provide you financial control and flexibility in your retirement years.

Apply for a Home Loan Today!

Get your Life Insurance Quote Today!

Interest Rates

ProgramRateAPR
30 YR4.5%4.615%
15 YR3.875%3.89%
10 YR3.75%3.815%
5/1 ARM3.5%3.615%

Why Choose Us?

  • Lowest rates
  • Approval decision in just minutes
  • Close fast - and on your schedule
  • You get our Mortgage consultants mobile phone numbers
  • We're home to the #1 Originator in Michigan and the top #10 in the US.
  • 95% of our clients recommend us to friends and family.
  • Get a second opinion.  We have in-house certified financial planners available now.